What is a Credit Union, and why should I join?
A Credit Union is a financial institution like a bank, EXCEPT that it is owned by the people who belong to the Credit Union—its members. So, when you deposit money in Taleris, you get a share of the company. You join, and our Credit Union is now your Credit Union. Your money is managed by people like you, who have your interests in mind.
It also means that when we make money, it goes back to the owners, you, in the form of better returns on investments and lower rates for loans. That’s one of the reasons why, at Taleris, you can open an IRA with as little as $100, our vehicle loan rates are about the lowest around, and our CD rates are about the highest around. It is also one of the reasons that you do not need perfect credit to get loans and services here.
We’re a full service financial institution with checking, savings, Certificates of Deposit, IRA’s, Money Market funds, full online account access, mobile banking and bill pay—plus a host of other services. Everything you would expect from a financial institution.
To be eligible to join Taleris Credit Union, you must meet any of the following conditions:
- Live, work, worship or attend school in Cuyahoga County, or
- Live, work, worship or attend school in Medina County, or
- Work for, or belong to one of the companies or organizations served by TCU (A list of those companies is available HERE),or
- Be a family member of someone who is a current member
- Belong to…or join…one of two associations affiliated with Taleris
To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person that opens an account. When you open an account we will ask you for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Want to Apply for Membership?
Still Have Questions?
Give us a call at 800.828.6446, or send us a message by CLICKING HERE.