Financial Resources

Knowledge is Power

You Should Know

There are some things every Taleris Member should know… where our branches are located, how to find shared branches and reduced fee ATMs, where to get a CARFAX and a free credit report. Add to those a few tools to make good financial decisions.

The links on this page will take you to these resources. Some of them are located right on our site, and some will take you to sites sponsored by a few of our partners. As always, if there is something that you need additional help with, give us a call at 216.739.2300 or 800.828.6446 toll free.

Home and Family Finance Center

The Taleris Home & Family Finance Center is your source for up to date information on a variety of subjects. From autos and housing to retirement and current topics, the Home and Family Financial Resource Center is the web site that can answer many of your financial questions. CLICK HERE to access the Center. The link will open a new window and take you to a site maintained by the Credit Union National Association.

Most topics at the Finance Center include financial calculators to help you with your decisions. To go directly to a calculator page, CLICK HERE. The link will open a new window and take you to a site maintained by the Credit Union National Association.

Help with Buying Cars

The Kelly Blue Book offers new & used car pricing, and more.  CLICK HERE to access Kelly Blue Book online. The link will open a new window and you will be directed to a site maintained by Kelly Blue Book.

NADA, the official used car guide, helps you find a price, find a vehicle, and find a dealer. CLICK HERE to access NADA online. The link will open a new window and you will be directed to a site maintained by NADA.

CARFAX provides used Vehicle History Reports. Get all the details on a used vehicle before you buy. If you are buying from a dealer, they should pull a CARFAX report for you upon request. If you need to request the report yourself, CARFAX will charge for the information it provides. CLICK HEREThe link will open in a new window direct you to a site maintained by CARFAX.

Financial Literacy

360 Degrees of Financial Literacy provides general information for managing your personal finances. CLICK HERE. >The link opens in a new window and directs you to a site which is maintained by the American Association of CPAs.

MyMoney.Gov is sponsored by the U.S. Financial Literacy and Education Commission, and provides a wealth of financial information to all Americans. The site includes calculators, budgeting worksheets, helpful financial information based upon where you are in life, and more. CLICK HERE. The link opens in a new window and directs you to MYMoney.gov.

Free Credit Report

Why do I want a copy of my credit report?

Your credit report has information that affects whether you can get a loan – and how much you will have to pay to borrow money. You want a copy of your credit report to:

  1. Make sure the information is accurate, complete, and up-to-date before you apply for a loan for a major purchase like a house or car, buy insurance, or apply for a job.
  2. Help guard against identity theft. That’s when someone uses your personal information – like your name, your Social Security number, or your credit card number – to commit fraud. Identity thieves may use your information to open a new credit card account in your name. Then, when they don’t pay the bills, the delinquent account is reported on your credit report. Inaccurate information like that could affect your ability to get credit, insurance, or even a job.

To request a free credit report you have three options:

Request your Credit Report Online

It’s quick, easy and secure. If you are eligible for a no-cost credit report, you will be able to view it and print it after your identity is verified. This website allows you to request a no-cost credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.  CLICK HERE to request your report at annualcreditreport.com.  The link opens a new window and directs you to a site maintained by Annual Credit Report.

Request your Credit Report by Phone

You will go through a simple verification process over the phone. Your reports will be mailed to you. Call: 877.FACTACT (877.322.8228) toll free.

Request your Credit Report by Mail

You must fill out a request form and mail it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
NOTE: A request form is available by CLICKING HERE. You will be directed to a site maintained by the Federal Trade Commission.

College Planning

Have questions about paying for college? This site might be helpful. You can also check out the Home and Family Finance Resource Center. Smart Student Guide to Financial Aid. The link will open in a new window and direct you to a site maintained by FINAID.

Thinking about a college loan?  We can help with that too…CLICK HERE.

Benefits Program

Because you are a Taleris member, you are eligible for discounts on Hotels, restaurants, amusement parks, flowers and much more through the Best Benefits Club.  For more information, and for instructions to access the Club website CLICK HERE.