Consumer Reports Provides “Health Law Helper”
Open Enrollment at the new Health Care Exchanges closes on March 31, and will re-open in November. If you are still not sure of the ins and outs of the Affordable Care Act, Consumer Reports provides an interactive tool—the Health Law Helper—to help you figure out how the law affects you. You put in some basic (and, confidential) information about your family size, income range, citizenship status, the state you live in, and where you get your insurance now, if you have coverage.
You get back a personalized list of options based on your situation. If you don’t have insurance now, you’ll be shown options that can be quite different depending on your age, household size, income, and the state you live in. Remember, starting next year, there will be a tax penalty for most people who do not have any health insurance.
The tool will not tell you what plan to buy and what company to buy from. For that, the Health Law Helper links to the National Committee for Quality Assurance rankings of hundreds of private health insurance plans nationwide; Consumer Reports is making the rankings available free to nonsubscribers for the first time. Many of these plans are from companies selling coverage in the new state marketplaces.
You can find the Health Law Helper at www.healthlawhelper.org.