The Children’s Online Privacy Protection Act (COPPA) was passed 20 years ago. While its original intentions still hold up pretty well on today’s internet, there are still plenty of things for parents to be concerned about with their kids online.  Things like cyber bullying, internet-based predators, data theft and downright disturbing content that can find its way onto your kid’s devices.  What to do?

COPPA requires websites to explain privacy policies and requires parental consent before collecting personal information from children younger than 13 years old.  However, relying on the good behavior of websites…and games kids can download…can leave children open to danger—not just on the internet, but in the real world as well.

Kidshealth.org has a very helpful article that reminds us that while the internet can be a wonderful place for our children, it comes with some very real risks.  You can find that article by CLICKING HERE.  The link will open in a new tab and take you to a site maintained by KidsHealth.org.

Thank You.

We don’t say it often enough…thank you for being a Taleris Member.  Without you, we would not be here—and we have been here since 1935.  So thanks.  We wish you and yours the very best over this coming year.

Remember, we will have finalized the relocation of Administration Services, the closing of the Granger Road office and the consolidation of Member Services early in January.  This will provide us the means to serve you better…and more efficiently…going forward.

Rates As Low As 2.24% On Auto Loans

Plus, No Payments for 90 Days

FOR A LIMITED TIME we’ve got great deals on cars, trucks, SUVs and vans, with rates as low as 2.24%.  As an extra bonus, you’ll get 90 Days with no payments.  Interested?

CLICK HERE to find out more, or to start the process rolling.  Remember, we can pre-qualify you so that you can walk into the dealership with your financing in place.  Nothing will get you a better deal.

Interested in used or a motorcycle or a boat?  Great news.  We’ve got terrific rates on those as well.

Standard underwriting criteria, terms and conditions apply. A $99.00 loan processing fee will apply. Other restrictions may apply. Limited time offer. Taleris Credit Union reserves the right to terminate this promotional offer at any time. Loan approval is not guaranteed.

Now You Can Freeze Your Credit

For Free

Beginning on September 21, 2018, consumers have a new tool to use when they are trying to protect themselves against fraud and identity theft.

Security freezes, known as credit freezes, make it difficult for identity thieves to open new accounts in your name. All three of the nation’s credit reporting agencies (Experian, Equifax and Transunion) formerly would charge to put a security freeze on your credit.  Not anymore.

The Federal Trade Commission has a blog posting explaining the details of the freezes, and how to go about freezing–and unfreezing–of your accounts.  To view that article, CLICK HERE.  The link will take you away from our website and to a site maintained by the Federal Trade Commission.

Remember to Bookmark Teller 24e

You can bookmark Teller 24e to get there directly without having to go through our regular website. Just go to: www.teller24e.com and you’ll be here:

You’ll notice that the location bar on your browser says: https://www.netteller.com/login2008/Authentication/Views/Login.aspx?returnUrl=%2ftaleriscu  That is the official URL of our Teller 24e, and you can bookmark that page, once you are there. Using that bookmark, or typing in www.teller24e.com to your location bar, both will get you to the same place.

And, don’t forget, you can bookmark our main site: www.taleriscu.org for the latest Taleris news, events and special offers.

2019 Board of Directors Election

The Taleris Credit Union Nominating Committee has announced that there are a total of two (2) candidates running for two (2) open positions on the 2019 Board of Directors. Both of the candidates are incumbent (current) board members.

The candidates are: James ReMalia and Louis Vocaire-Tramposch.

No other candidates have submitted an application for candidacy at this time.

We have posted bios of both candidates on our website at: www.taleriscu.org/election/. You can log on there to find out more about both men.

Any individuals who further desire to be considered for candidacy must submit a Petition for Nomination. To obtain the petition, please call 800.828.6446 ext. 3233 or email volunteer@taleriscu.org. Once completed, mail the form to the TCU Nominating Committee • 1250 E Granger Rd • Cleveland, Ohio 44131 by November 11, 2018. You may also drop off the petition at the same address.

NOW SERVING ALL OF NORTHEAST OHIO

Six new counties we serve

Taleris Credit Union has added six (6) new counties to its list of areas where members are eligible to join. In addition to Cuyahoga, Lorain, Lake, Summit, Stark, Portage, Geauga and Medina counties, we now also serve  members who live, work, attend school, or worship in Ashtabula, Ashland, Columbiana, Mahoning, Trumbull and Wayne Counties.

We are now, truly, a credit union for all of Northeast Ohio!

CALL FOR BOARD NOMINATIONS

TALERIS NOMINATING COMMITTEE IS SEEKING 2019 BOARD OF DIRECTORS CANDIDATES

The Taleris Nominating Committee is seeking candidates for positions on the Taleris Credit Union Board of Directors. As a director, you will be responsible for working with management, fellow board members and other volunteers in an effort to shape the future of Taleris. As a volunteer, your commitment will be  approximately 4 to 6 hours per month and your input will be highly valued.

General business experience is preferred and a desire to help others is a must.

Nominations will be accepted through September 4, 2018. To apply, please forward your name, address and phone number to: TCU Nominating Committee, 1250 E. Granger Road, Cleveland, OH 44131. You may also hand deliver your information to the same address. If you have further questions, please call 800.828.6446 ext. 3233 or email us at: volunteer@taleriscu.org.

PERSONAL LOANS

PERSONAL LOANS WITH RATES AS LOW AS 6.99%**

…AND No Payments for 60 Days

FOR A LIMITED TIME we’ve got personal loans at rates as low as 6.99%*.  PLUS, you’ll have no payments for 60 days. So, pay off some high interest credit card debt, do some repair work around the house, or take a little vacation to someplace nice.

Find out more at www.taleriscu.org/loans/ or call us at 800.828.6446 during regular business hours.

*Taleris Credit Union unsecured loan promotional offer is effective as of 06/01/2018 and supersedes any and all previous Taleris Credit Union unsecured loan promotional offers. *Membership eligibility is required with a minimum deposit of $5.00 in a share/savings account. Member must be in good standing with TCU. May not be combined with any other promotion or discount. A $50.00 loan processing fee will apply. At the promotional rate of 6.99% (Platinum Credit Tier), a $2,000.00 loan with a 24 month loan term will have an Annual Percentage Rate of 9.398% APR and monthly payment of $93.72. Promotional rate available for signature loans. Promotional Signature Loan may not be used to pay down an existing TCU debt. Subject to change or cancellation without notice.

TERM SHARE CERTIFICATE SPECIAL

Limited Time Special Rates on Term Share Certificates

For a limited time, you can open a 13-MONTH CERTIFICATE AT A RATE OF 1.75% APY*, a 17 MONTH CERTIFICATE AT A RATE OF 1.85% APY* and a 23 MONTH CERTIFICATE AT A RATE OF 2.05% APY*.

This is a New Funds Promotion. ‘New funds’ means money that is not currently on deposit with Taleris, or money that has been deposited with Taleris within the last 30 days.

Minimum investment is $500 per certificate. To get yours, log on to https://www.taleriscu.org/certificates, or give us a call at 800.828.6446 today.

*APY = Annual Percentage Yield. 1.75% APY=1.739% Dividend Rate; 1.85% APY=1.837% Dividend Rate; 2.05% APY=2.034% Dividend Rate. All current and new members are eligible. Penalty may be imposed for early withdrawal.

TALERIS NEWSLETTER CHANGES

Change is never easy, but it is usually necessary.

Taleris has been publishing a printed quarterly newsletter for our members for many years. But, with the rising costs of printing and postage, we have made the decision to stop production on our printed newsletter effective July 1, 2018.

No worries though… we will be publishing the Taleris quarterly newsletter now in three (3) digital formats for your convenience:

•  A screen-friendly version that will be available on our website.

•  A PDF file that you can view and print if you prefer a hard copy.

•  As a screen reader-friendly RTF file for our members who may be visually impaired.

Give these new versions a try and let us know what you think!