Happy New Year
from all of us at Taleris credit union
We would like to wish you a healthy and prosperous new year, and thank you for being a Taleris member. Cheers.
Apply for a Taleris Scholarship
If you, your child or grandchild is in college or planning to attend soon, you can apply for one of the two $1,000 scholarships that Taleris awards annually.
The Joseph W. Coleman Memorial Scholarship Awards are presented to recognize, honor, and reward members who have demonstrated excellence in various arenas that include, as well as go beyond, academic performance. These scholarships were named in honor of Joseph W. Coleman, distinguished long-time Taleris Board of Directors Chairman, who passed away in 2010.
For full details, and an application CLICK HERE, or give us a call at 800.828.6446 toll free.
Board of Directors Elections
Included with this month’s statement mailing is your official ballot for the 2014 Taleris Board of Directors Election. Please fill it out, fold and seal it as indicated, and mail it back to us before the February 14 deadline.
Taleris is a not-for-profit financial institution, owned by you—its members. Casting your vote in this election is one of the ways your voice is heard in the operation of this credit union.
Remember, only the Primary Member on your account can vote. Election results will be made public at the Taleris Annual Meeting, March 22, 2014, 1 PM at our Main Office, 1250 E. Granger Road, Brooklyn Heights, Ohio.
While Free Checking programs have continued to disappear from many financial institutions, the Taleris Basic Checking Account is still free. According to Bankrate.com, only 39 percent of checking accounts offered in the area are free, down from 76 percent just four years ago.
The Taleris Basic Checking Account has no minimum balance requirements and no monthly account maintenance fees, making it easy to use, easy to manage… and best of all, it’s free.
For information CLICK HERE or call us at 800.828.6446, toll free.
Shop and Save in Every Season
If you think Black Friday, Cyber Monday, or the day after Christmas are the only times to score great deals, think again. Inventory changes, trade shows, and product upgrades are just a few reasons that make each month a sale season. If you want to grab the goods at greater cost savings, you just need to know when to buy. CLICK HERE to find out more.
Understanding Credit Union Tax Exempt Status
Credit Unions, much to the chagrin of many banks, are tax exempt. Which means they are exempt from Federal and most State taxes. Here’s why…
Credit unions were created to provide financial services in a democratic, not-for-profit, cooperative manner—that is, with member ownership and control. Those unique characteristics are the foundation of the tax exemption.
However, many bankers and their trade associations are lobbying to have that tax exemption repealed. Such an action would have a negative impact on credit unions and their members.
To learn more about this controversial subject, and to find out what you can do to help, CLICK HERE.
Phishing, Vishing & Smishing…
What You Need to Know About Scamming
Crooks are out there and they will do just about anything to get your private data. Once they have it, you’re in for a world of trouble.
Common fraud techniques include: Skimming, Pretexting, Phishing, Smishing, Pharming and Online Payday loans.
To find out more about these techniques and learn how to prevent online scammers from getting your information, CLICK HERE. The best way to guard your information is to know how it can be taken from you.
Year End Tips for IRA Owners
Do you own an IRA? As 2013 comes to an end, we have a few tips for you that can help save money, and help avoid penalties.
Tips include: when to convert a Traditional IRA to a Roth IRA; taking your required minimum distributions; qualified charitable distributions; plus, hints on reviewing your IRA beneficiary designations. A company that provides retirement plan services to financial organizations nationwide tells us “We see many IRA beneficiary forms that have not been updated since the IRA was opened.”
To get the details on these tips and more, CLICK HERE.